Veterinary Practices and Veterinary hospitals in Spain come with their own specific needs when it comes to insurances. Public liability insurance is essential because Veterinary clinics welcome members of the public into their premises, often with pets or to collect their pets.
If a veterinary clinic or hospital has employees, they are required to have Employer’s liability insurance by law.
Buildings and contents insurance will cover for the building and for the contents in the event of a fire, theft or damages caused by external forces such as the weather, flooding, or any catastrophic event.
Specialised equipment and stock can also be covered with machines such as MRI scanners and x ray machines, surgical equipment, vaccines and the everyday items needed within the practice. These are all expensive pieces of equipment, and we would highly recommend that you have the right insurance policy to protect your business assets.
Many veterinary practices may also have integrated pet shops, grooming parlours, and areas where pets can be handled safely. It is a big responsibility because some pets seem to have a mind of their own and some dogs can be considered dangerous, even if controlled on a short leash. Damage to property, people, customers and pets, needs to be covered.
Professional indemnity insurance is probably one of the most important insurances needed for the professional veterinarian or veterinary surgeon. This is to protect you in the event of being sued or a malpractice suit. If you have done something wrong or the client believes you may be liable and it has resulted in a loss for either side you will probably need to use this cover.
Insurance for employees, loss of earnings and legal cover can all be incorporated within our Pet Business insurance expertise.